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4099 Island Lakes Drive

Winter Haven, FL 33881
  • $389,000
  • STATUS: Active
  • ON SITE: 431 Days
  • MLS #: P4934266
Price Reduced
UPDATED: 35 min ago
$389,000
  • 3
    BEDS
  • 0.4
    ACRES
  • 2
    BATHS
  • 0
    1/2 BATHS
  • 1,603
    SQFT
  • $243
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
2006
County:

School Ratings & Info

Description

One or more photo(s) has been virtually staged. NEW ROOF 2/9/2026 + $5K PRICE IMPROVEMENT on 5/26! Now offered at another improved price, this waterfront home on Lake Rochelle delivers the best value currently available on the Winter Haven Chain of Lakes. Located in the desirable Island Lakes community, this well-maintained 3-bedroom, 2-bath home combines lakefront living, major recent updates, and everyday functionality. A brand new roof was installed in February 2026, offering added peace of mind and potential insurance advantages for the next owner. Fresh landscaping and new sod create excellent curb appeal, while the open split-bedroom floorplan provides comfortable living with beautiful natural light throughout. The spacious primary suite overlooks the water and includes a private bath and walk-in closet. The living and dining areas flow easily into the kitchen, making the home ideal for entertaining, weekend guests, or simply enjoying the lake lifestyle. Step outside and enjoy direct access to the Chain of Lakes with boating, fishing, kayaking, and sunset views right from your backyard. Conveniently located near shopping, dining, medical facilities, and major roadways while still offering a peaceful waterfront setting. Whether you’re looking for a primary residence, winter retreat, or investment opportunity, this property checks all the boxes for Florida lakefront living. Schedule your private showing today.

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© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved. All listings displayed pursuant to IDX. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Data last updated 2026-06-07T12:45:08.523.
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4099 Island Lakes Drive Winter Haven, FL 33881

  • Price: $389,000
  • Status: Active
  • On Site: 431 Days
  • Updated: 35 min ago
  • MLS #: P4934266
3
Beds
2
Baths
0
½ Baths
0.4
Acres
1,603
SQFT
$243
$/SQFT
2006
Built
Neighborhood:
Island Lakes
County:
Polk
Area:
Winter Haven / Florence Villa
Property Description
One or more photo(s) has been virtually staged. NEW ROOF 2/9/2026 + $5K PRICE IMPROVEMENT on 5/26! Now offered at another improved price, this waterfront home on Lake Rochelle delivers the best value currently available on the Winter Haven Chain of Lakes. Located in the desirable Island Lakes community, this well-maintained 3-bedroom, 2-bath home combines lakefront living, major recent updates, and everyday functionality. A brand new roof was installed in February 2026, offering added peace of mind and potential insurance advantages for the next owner. Fresh landscaping and new sod create excellent curb appeal, while the open split-bedroom floorplan provides comfortable living with beautiful natural light throughout. The spacious primary suite overlooks the water and includes a private bath and walk-in closet. The living and dining areas flow easily into the kitchen, making the home ideal for entertaining, weekend guests, or simply enjoying the lake lifestyle. Step outside and enjoy direct access to the Chain of Lakes with boating, fishing, kayaking, and sunset views right from your backyard. Conveniently located near shopping, dining, medical facilities, and major roadways while still offering a peaceful waterfront setting. Whether you’re looking for a primary residence, winter retreat, or investment opportunity, this property checks all the boxes for Florida lakefront living. Schedule your private showing today.
Exterior Features

Attached Garage Yn Yes Carport Yn No Construction Materials BlockStucco Covered Spaces 2 Direction Faces South Exterior Features Lighting Foundation Details Slab Lot Features City Lot Patio And Porch Features CoveredFront PorchRear PorchScreened Pool Private Yn No Road Frontage Type Street Paved Road Surface Type Paved Roof Shingle Water Access Lake - Chain of Lakes Water Access Yn Yes Water Body Name LAKE ROCHELLE Water Extras Skiing Allowed Water Extras Yn Yes Water View Lake - Chain of Lakes Water View Yn Yes Waterfront Features Lake - Chain of Lakes Waterfront Yn Yes

Interior Features

Appliances DishwasherMicrowaveRangeRefrigerator Building Area Total 2252 Cooling Central Air Cooling YN Yes Fireplace Yn No Flooring Laminate Heating Central Heating YN Yes Interior Features Cathedral Ceiling(s)Ceiling Fan(s)In Wall Pest SystemKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanSplit BedroomVaulted Ceiling(s)Walk-In Closet(s) Laundry Features Inside Levels One Rooms Kitchen Primary Bedroom (Walk-In Closet(s)) Bedroom 2 (Built-in Closet) Living Room Bedroom 3 (Built-in Closet) Sewer Public Sewer Stories Total 1 Water Source Public

Property Features

Additional Lease Restrictions No short term rentals allowed. Please independently verify any leasing restrictions with HOA. Additional Parcels YN No Approval Process Please independently verify any approval process with HOA. Association Approval Required Yn Yes Association Fee 50 Association Fee Frequency Quarterly Association Fee Monthly Amount 16.67 Association Fee Requirement Required Association Yn Yes Cdd Yn No Down Payment Resource Yes Flood Zone Code X Garage Yn Yes Homestead Yn No Lease Considered YN Yes Lease Restrictions YN Yes Listing Terms CashConventionalFHAVA Loan Minimum Lease 1-2 Years New Construction Yn No Occupant Type Vacant Ownership Fee Simple Pet Restrictions Please independently verify any pet restrictions with HOA. Pets Allowed Cats OKDogs OKYes Property Sub Type Single Family Residence Realtor Info As-Is Required Remarks One or more photo(s) has been virtually staged. Senior Community Yn No Special Listing Conditions None Tax Annual Amount 5193.87 Total Annual Fees 200 Total Monthly Fees 16.67 Utilities Electricity ConnectedWater Connected Yrs Of Owner Prior To Leasing Re No


Listing information © 2026 My Florida Regional MLS DBA Stellar MLS..
Listing provided courtesy of KELLER WILLIAMS REALTY SMART 1: 863-508-3000.



© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved. All listings displayed pursuant to IDX. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Data last updated 2026-06-07T12:45:08.523.
 
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